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Why is healthcare so terrible..?

Little rant today.

Healthcare in the states sucks. Everyone knows this, or atleast knows it is much more complicted here than anywhere else. I am covered by insurance through the state as well as private insurance. Both of these plans have allowed me to not have to worry about most medical expences that come up. Now that I am leaving the country, I have to get insurance that will work elsewhere.

For some reason there are different plans with different priorities in each country.  While traveling as a student I have to have a plan that will cover everything, and I mean everything. I will be paying to get coverage that will ship me back to the states should I have a medical emergency. Plus, coverage in Germany that will pay any expense should something happen. This includes my current plans as well.

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So now I have 4 plans that will cover me in the case of all emergencies including death. Which, as an american is weird to know that no matter what I wont be buried in medical bills the rest of my life. Why I need so many plans is beyond me, and why I can’t just get one that covers everything is another issue. I understand that insurance companies are a thing, but shouldn’t a person not have to worry about illness out of their control?

I am frustrated at having to pay around 400 euros for several insurance plans to do what one plan should do. Its a bigger issue than me, but something that shouldn’t be an issue at all.

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